When everything seems to be going against you, remember that the airplane takes off against the wind, not with it.

Hello. My name is David Allen Roy. By following along you will learn more about my story and how societal "failure" can lead you to the best success. I am just an average guy that decided one day, enough is enough, and decided to blaze my own trail. I took my last $87.00 on my Indiana Unemployment Card, formed a Company online on the State of Indiana website, and against all odds made over a million dollars inside 5-years. Dead broke to living my dreams. 

Maybe we share similar backgrounds?

Messed up childhood.

Grandparents, Uncles, Aunts, or a Parent who died when you needed them the most. 

Felony Charges. 

Bankruptcy.

Foreclosure.

Repossession.

Stay at Home Parent. 

Separation/Divorce.

Suicide.

Narcissism.

No means to a meal.

Feeling lost with no way out.

All life moments that many of us share and have in common. Life moments that were supposed to break me, but instead created a calling. You know, that weird feeling that eats at your soul 24 hours a day, 7 days a week whispering "You were made for more than this". The feeling that pulls you in a different life direction, but you keep this calling to yourself because you have no idea on how to explain it. 

Its within reach, you can see it, you can feel it, and you can taste it. You're wondering how you can make this calling become your reality?

At the tender age of 20 I bought my first home. By 24 I had become financially free. At the age of 27 life took a turn and I found myself in a half-million dollars in defaulted debt. I took my last $87 to my name and started a company at 33. Fast-forward to the present, I find myself a middle-aged single dad that wakes up every morning living life by 100% design. I turned my societal "failures" into success.

Was it easy? No. Success doesn't come easy.

Hiding in the closet as a small child from the parental fights.

Running away during kindergarten recess.

Bullied because of buck teeth and a mushroom haircut. 

Waking up and your 15-year older sister moved 2k miles away. 

Attending funeral after funeral after funeral all before my 10th birthday. 

Losing of all your favorite family members. 

Having Grandma catch gangrene. They amputate both legs from the knee down.

Taking care of Grandma after school because your parents worked. 

Rushing to check on grandma one day, but grandma isn't moving. 

Calling mom at work.

Hearing David, "Do you know how to check for a pulse?" 

Saying, "Yes, mom, I'll go check, I don't feel anything.".. I am 11-years old. 

Performing community service by 13.

Graduating High School by the skin of my teeth because of truancies. 

Receiving felony charges at 18.

Starting my first real job at 18. 

Met a mentor. 

Mentor changed the way I thought about life. 

Applied Mentor knowledge and able to buy my first house at 20.

Flipped my first House.

Dropped out of college.

Bought my third house.

Starting to buy rental homes.

Financially free, by definition, at 24. 

Passive income superseded monthly obligations.

Checking the mailbox.

Seeing mortgage letters.

Having a tax reassessment.

Owing $50k that is due in 30-days. 

Refinancing during the crash of 2008.

Creating an upside down negative cashflow nightmare. 

Asking Dad to lunch.

Hearing him say:

"Son. I can't tell you what to do. You've accomplished more than anyone in our entire family. I will say this, we honor our commitments." 

Filing bankruptcy was not an option. 

Calling the banks to ask, where should I mail your keys?

Being 27-Years of age. Homeless. Jobless. Carless.  

Having $450,000 in DEFAULT DEBT. 

Accepting my excellent Credit Score is now in the 400's.

Feeling destitute and infuriated with the world. 

Loosing jobs because creditors are coming for every dollar I earn. 

Ringing cell phone 16-hours a day, 7-days a week with creditors. 

Knocking policeman at my door to serve me court papers.

Living a life that is extremely hard. 

Meeting a girl. 

Applying for government assistance. 

Grieving because Dad dies.

Announcing a baby is due to enter this World...

The next MOMENT changed my life, forever. 

My way of thinking, my decision making, my outlook, my life. 

This is the reason that I share my story. 

I affectionately call it, Guiding Voice.

Chapter 2: